Online Bill Pay Changover Means… I Have to Write Checks!

Now here’s something I haven’t had to do in ages — write checks to pay our monthly bills.

Don’t get me wrong, I still write out checks once in a while, but usually only for gifts for birthdays, weddings or christenings. Other than that, I can’t remember the last time I filled out a check, put it in an envelope, wrote in my return address (or affixed an address label) and put a stamp on it. And THEN toss it in the mail and hope that it gets to its intended destination on time. How archaic!

I use online bill pay through our bank, which has notified us that it’s changing over the system in October. So there will be a 5-day blackout period from Oct. 8-12 when you can’t schedule payments. The bank claims you can schedule payments up until Oct. 8, but I’m a bit wary of doing that, since almost all of our monthly bills are due by Oct. 12.

Looks like I’ll be writing out the checks for those bills instead. Which means I’ll have to send them out Monday or Tuesday in order to be sure they arrive in time.

I’ll also have to re-input all of the payee information — name, address, account numbers — from scratch. But the upside is that our bank will be depositing $30 in our checking account for the trouble.

The bank also had Customer Appreciation Week this week, which I didn’t know until I went to make a deposit on Wednesday morning. I got a compact flashlight (with batteries!) in ‘appreciation’ for my loyalty. I actually needed one of those!

I figured I’d let a family member know that they’d get the free flashlight if they went to the bank branch through Saturday. And the family member responded, “How are you supposed to know it was Customer Appreciation Week?” Well, at least I relayed the information!

Someone might be making an unnecessary deposit or withdrawal to get their flashlight, methinks.